For many Canadians, working regularly with their trusted financial advisor is an everyday occurrence, just like the relationship they have with their doctor. The financial planning process is long-term in nature but there are specific times, turning points in life, when the services of financial planner or investment representative may be required. Some of these are as follows:

  • Entering the work force
  • Saving for a first home
  • Getting married
  • Having children
  • Dealing with debt
  • Changing jobs
  • Starting up a business
  • Returning to school
  • Divorce
  • Inheritance
  • Death of a family member
  • Pre-retirement needs analysis
  • Early retirement
  • Selling a business
  • Absorbing a large, one-time tax bill
  • Selling a home/down-sizing
  • Transferring a family cottage
  • Setting up a private charitable foundation

If you, or some one you know, is faced with one of these events, you should seek the advice of a qualified financial planner or investment representative.