For us, "wealth partners" means several things. First and foremost, it personifies the relationships we have with our clients; based on education, advice and empowerment. Second, it refers to the team of advisors and support staff who work together to deliver an exceptional customer service and advice delivery experience. Finally, it captures the relationships we have formed with our strategic business partners, carefully selected to provide product solutions and specialized advice to help our clients reach their financial goals.

Team Trinity Wealth

Trinity Wealth Partners is an independent financial planning firm located in Bedford, Nova Scotia. We offer comprehensive wealth management services as well as fee-for-service financial advice. We are qualified to provide financial advice on a wide array of topics, from education saving, retirement planning to estate planning and more. We take pride in our holistic approach to financial planning, which brings together all aspects of your financial situation to create a customized plan for you and your unique needs and goals. Your 360-degree plan will include looking at all facets of your financial life, including investments, insurance, estate planning, tax strategies, and debt management. 

At Trinity Wealth Partners, we believe in engaging and empowering clients to establish an optimal compromise between financially driven outcomes and lifestyle wants and needs. Our 360º Planning approach is a customized client engagement process that incorporates all financial elements of your life to help deliver the most comprehensive advice possible.

Our Team

Rick Irwin CFP®, CLU®

Certified Financial Planer, Investment Funds Advisor, Investia Financial Services Inc. Founder, Trinity Wealth Partners
rick@trinitywealthpartners.ca

Text: 902-905-5969

 Book an appointment with Rick...

Trinity Wealth Partners had its roots in 1981 as CAQ Financial, owned and operated by Rick's parents, Dick and Florence Irwin. Those formative years of kitchen table values left a lasting impression; work hard, care, educate and empower. The family business changed hands in 2017, and in the years since, Rick has established Trinity as one of the definitive, independent boutique financial advisory firms in the region. 

Rick is passionate about financial planning and investment management. His thought leadership and expertise have nurtured a team capable of delivering the best possible results, both at the client experience level and through thoughtful, well-rounded advice. His other passions include music, travel, gardening, and home improvements (there is no fear of quitting his day job, however). He lives in Fall River with his wife, Erin, and their children Jacob, Lily, and Sylvie and their dogs Charlie and Oliver ("Ollie").

Rick holds both the Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU) designations and has close to 25 years of experience in the financial services industry.

Patricia Bell PFP®

Personal Financial Planner
Investment Funds Advisor, Investia Financial Services Inc.
patricia@trinitywealthpartners.ca
902-221-6597

 Book an appointment with Patricia...

Patricia is a Personal Financial Planner. During her 30 years of experience, she has helped clients successfully navigate through many types of financial markets. The knowledge and experience she’s gained have enabled her to develop proven processes to help ensure that if something keeps you awake at night, it isn’t worried about your financial plan. She considers herself an “adult educator” and you will most appreciate her ability to explain (what can seem like) complicated concepts in a way that’s both easy to understand and how it relates to your situation.

Patricia worked with RBC Financial Services from 1986 until 2004 when she decided to pursue her profession as a Financial Planner independently. Along with the industry-recognized designation of Personal Financial Planner (PFP®), she has completed the Canadian Securities Course, is a licensed insurance broker, and is a member in good standing of Advocis. She is an active volunteer at Bedford United Church and is on the Board of Directors with Hope for Wildlife. She happily joined the team at Trinity in the summer of 2014.

Patricia and her husband Stephen love to travel, cook together and enjoy family time with their three grown children, Melinda, Christopher and Joshua and four grandsons and granddaughter, Ty, Jackson, Landen, Wyatt, and Olivia.

Lorna Maughan CFP®

Certified Financial Planner
Investment Funds Advisor, Investia Financial Services Inc.
lorna@trinitywealthpartners.ca

 Book an appointment with Lorna...

Lorna is very excited to be back at Trinity Wealth Partners having worked as an Advisor at Scotiabank and most recently in the Financial Planning department at Ernst and Young. Lorna moved to Canada from the UK in 2015 with her husband Kevin and their two daughters, Imogen and Megan. She had previously worked in the UK Financial Services Industry for over 25 years, primarily advising on Pensions and Investments, helping clients achieve their retirement goals. Lorna has always prided herself on providing bespoke holistic financial planning based on her client’s needs, objectives, and portfolio management.

Since being in Canada, Lorna has obtained both her life and mutual fund licenses, a Diploma in Financial Planning from The Canadian Institute of Financial Planning and in 2020 obtained her CFP® designation to become a Certified Financial Planner.

Lorna’s two daughters keep her busy during the weekends with soccer and basketball, as well as their doodle, Digby. Both Lorna and her husband, Kevin, love to explore Nova Scotia and have come to think of Canada as their home.

Nicole Blackburn CFP®

Certified Financial Planner
Investment Funds Advisor, Investia Financial Services Inc.
nicole@trinitywealthpartners.ca

 Book an appointment with Nicole..

Nicole is thrilled to join Trinity Wealth Partners as an independent financial advisor.  As a Certified Financial Planner (CFP) Nicole takes an integrated approach to Financial Planning and is passionate about educating clients and guiding them in the achievement of their goals.  She thrives on building long-term relationships with clients and their families to ensure that they feel secure in their financial future and that their investments are in line with their values and belief system.  As Director of Responsible Investing, Nicole spearheads the company's focus on responsible investment leadership.

Nicole is life licensed and holds the Certified Financial Planner as well as a Responsible Investment designations.

Having spent 20 years in British Columbia, Nicole was excited to bring her husband and children 'home' to Nova Scotia in 2018.  They spend their weekends discovering all the beauty Nova Scotia has to offer.

Mukesh Patel CFP®

Certified Financial Planner
Investment Funds Advisor, Investia Financial Services Inc.
mukesh@trinitywealthpartners.ca
902-809-8851

Mukesh joined Trinity Wealth Partners as an Independent Advisor in 2022. Independence for Mukesh means always working in the best interest of his clients.  He believes in educating his clients about Personal Finance matters and encouraging them to be disciplined in managing their financial affairs. He strongly believes in having a Financial Plan for every client he works with. Mukesh worked for RBC and TD branches since he immigrated to Nova Scotia in 2018 with wife Preeti and daughters, Aadhya and Heny. Back home in India, he held the CFP designation as well as the Fellowship from the Insurance Institute of India(FIII)  and worked more than 10 years in helping financial advisors to achieve their business goals in investment and insurance industry.

Mukesh is both life and mutual fund licensed and holds the CFP® designation in Canada. Mukesh and his family love travel and spend quality time with family and friends.

Alea Malcolm

As our resident multi-tasker, Alea keeps everything running smoothly here at Trinity Wealth Partners in her role as Operations Manager. With over 12 years in customer service and a strong knowledge of both insurance and investments, she is a vital part of the team.

When she isn’t at work, Alea is kept busy at home with her daughters, Mia and Chloe, their two dogs, and hamster. Alea is passionate about giving back to her community and can be found with her daughters volunteering their time at local organizations.

She is known for her friendly disposition, quick wit and contagious humour. She can often be found with a coffee in hand saying “I am more than happy to help!”