Using a Cash Wedge to Manage Your Income

When markets fluctuate, it makes a big difference to your long-term plan, whether you're adding or withdrawing funds from your portfolio. During the accumulation phase, you can benefit from Dollar-Cost Averaging to take advantage of market ups and downs while you're putting money in. But what happens when it's time to enjoy those savings we diligently squirrelled away every month? How do we protect our portfolios from those same ups and downs while supplementing our monthly income?

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